Educated women considering the option to become a Stay At Home Mom (SAHM) have one more thing to worry about other than lost income and retirement savings: student loan repayment.
Perhaps the federal government could treat the first four years of a child’s life as if the mother were still in college and not require education loan repayment for this period. Or perhaps the federal government could make the loan payments for the mother during this period.
A deferement or an extended repayment period (with smaller payments) could also be solutions.